Senior Commercial Credit Analyst
Company: F&M Trust
Location: Harrisburg
Posted on: September 12, 2024
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Job Description:
ABOUT THE ROLEF&M Trust is looking to hire a Senior
Commercial Credit Analyst to round out the Credit Department team.
The successful candidate will have the option of a hybrid work from
home arrangement paired with a home office located at either our
Corporate location in Chambersburg, PA, or regional headquarters
located in Harrisburg, PA.This Senior Credit Analyst will be
responsible for evaluating and determining the credit risks of
commercial credits of high dollar and complexity through detailed
financial statement analysis, industry assessment, collateral
valuation, cash flow analysis, and the ability to repay annual debt
service. The typical size of individual deals and/or aggregate
relationships will normally fall within the $5-30MM range and be
primarily comprised of commercial real estate (CRE) including land
development, residential apartment construction, multi-family
homes, hotels, and strip centers; experience with C&I lending
and/or government/fund accounting is a bonus.Seasoned credit
analysts can also flex their leadership skills by mentoring more
junior credit analysts within the bank.COMPENSATION & COMPREHENSIVE
BENEFITS INCLUDESuccessful candidate will receive a salary
commensurate with experience and qualificationsPay-for-Performance
(Bonus) Earning PotentialMedical, Dental, and Vision InsurancePaid
Time Off and 11 Paid Bank Holidays401(k) with up to a 6% MatchPaid
Life Insurance, Short-term Disability, and Long-term
DisabilityOngoing Training and Advancement OpportunitiesAnd much
more!MINIMUM QUALIFICATIONSBachelor's degree with an emphasis in
accounting, finance, or economics; or ability to convey an in-depth
knowledge and understanding of business financial statements and
personal financial statements and tax returns.Five (5) or more
years of current or very recent commercial credit underwriting
experience as described above.Ability to identify and analyze
trends, strengths, and risks in financials, industries, and
geographies.Possesses effective verbal and written communication
skills.If this is something that raises any interest and you have
the minimum qualifications and drive to excel in this analytical
role, we encourage you to complete an employment application. We'll
be in contact with the most qualified applicants who meet our
hiring criteria in the upcoming weeks to get interviews
started.COMPARABLE JOB TITLESTo help our job title resonate with
you, other financial institutions may title their positions like
the following: Senior Credit Underwriter, Commercial Lending Risk
Analyst, Commercial Credit Analyst, and Senior Commercial Credit
Analyst.F&M Trust is an Equal Opportunity Employer -
M/F/Disability/Vet/SO
Keywords: F&M Trust, Harrisburg , Senior Commercial Credit Analyst, Professions , Harrisburg, Pennsylvania
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